Suara.com – For those who want to open a business but do not have enough capital, they can apply for a KUR (People’s Business Credit) loan without collateral at BRI. So, how do you apply for KUR BRI 50 million without collateral? Following is the review.
It is known that KUR BRI provides loan funds without collateral for people in need with a tenor of up to 3 years. The loan amounts received range from IDR 10 million to IDR 50 million.
To be able to get a BRI KUR loan, customers must meet the criteria and requirements. The requirements are to prepare a KTP, KK (Family Card) and business license.
Meanwhile, the criteria are that customers must have a viable and productive individual business and the business must have been active for at least 6 months. Apart from that, the customer does not have banking credit.
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So, how do you apply for KUR BRI 50 million without collateral? So, for more details, let’s look at the following review which was published on the official BRI website.
Prepare Administrative Requirements
Before applying for KUR, make sure all the necessary documents are ready, such as KK, e-KTP, and Marriage Book. Apart from that, make sure all the documents are still valid.
For loans under 50 million, you must provide a SKU (business certificate), SIUP or NIB as proof that the business you are developing has been legally registered. Meanwhile, for loans above IDR 50 million, you must have a NPWP.
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Prepare Financial Reports