The Bank of Spain has its own strategy to make people understand the dangers of online banking. Tipi, your economics student and YouTuber reveals the most valuable tips for a safe experience. In the midst of all the fuss about managing and protecting your keys and passwords, here you have infallible tricks to avoid falling into the clutches of internet fraud.
It is crucial to operate safely in electronic banking to be attentive to the bank notices. Through the bank’s website or application, electronic notifications become an essential tool to keep us informed about transactions, account updates and any other related relevant matter.
Staying up to date with notifications is crucial to detect possible suspicious activity or unusual in our accounts. If we receive a notification that we did not expect or that seems suspicious, it is important to immediately contact our bank to verify the authenticity of the communication and take the necessary steps to protect our accounts.
Avoid being scammed
To avoid becoming a victim of scams, such as phishinghe smishing or the wishesTipi provides you with infallible advice that will keep you protected while you use electronic banking.
The first key tip is to use complex passwords and change them regularly. A strong and unique password will make it more difficult for scammers to access your accounts. Also, it is important to remember do not use the same password for all your accounts and Internet access, as this increases the risk of a cybercriminal accessing multiple aspects of your digital life.
Another vital tip that Tipi highlights is that you should never provide sensitive data or information when others contact you. If you receive a suspicious email or text message, or even an unexpected phone call, it’s essential to hang up or ignore the message and contact your bank directly through official channels. This way, you can verify the authenticity of the communication and make sure you don’t fall into a trap.
Tipi also warns about the importance of don’t click the links of text messages that try to create a sense of urgency. To avoid falling for fake websites that look real, it’s a good idea to manually enter your bank’s real address into your browser. In this way, you will ensure that you are not redirected to a fraudulent site and you will protect your personal and financial data.
Use a prepaid card
In addition to the tips above, there are other measures to prevent online fraud when using online banking. One of them is install an antivirus reliable both on your mobile device and on your computer. An efficient antivirus can detect and block malicious software threats that could compromise the security of your bank details. Keeping your antivirus software up to date will help protect you from the latest cyber threats and provide an extra layer of security when conducting online transactions.
Another important measure is to use a prepaid card for internet commerce. These cards work similar to debit or credit cards, but have one key feature: they’re disconnected from your bank account major. By using a prepaid card, you limit the risk of your personal financial data being compromised in the event of online fraud. Plus, you can set a spending limit on your prepaid card, giving you more control over your payments.
