Use Bizum it is most simple. This system for sending money between individuals was created to facilitate transactions between people and avoid making transfers. Of course, despite the fact that its use is very simple, what happens is that it is not always done correctly and ends up generating users to enter the Bizum blacklist.
Yes, Bizum has a blacklist. Unfortunately, this list has nothing to do with friends who promise to send money and then forget to do so. Come on, it is not a list of known defaulters who have not paid for the beers they have drunk or their corresponding share of the food on a Saturday.
The Bizum blacklist refers to the misuse of certain words when sending or receiving money. And, it is that, not everything goes when making a pay using this platform. In fact, many times the concepts that are used when carrying out a Bizum are victims of a sense of humor that, unfortunately, the bank does not share.
The bank, come on, your bank knows each and every one of the concepts that you have sent or received using Bizum. The bank has the obligation to inform the authorities in case it encounters strange situations within these concepts. The notices are usually for the prevention of money laundering and financing of terrorism.
You don’t want to be on Bizum’s blacklist: this is how you can avoid it
How does the bank act? As soon as you receive a What Bizum does is compare the concepts with a list of words that have been used or that have to do with policies for the prevention of money laundering and terrorist financing. This list is the one used to select the suspicious movements of any online payment.
When a movement is detected in relation to this list, what happens is that the bank blocks these movements and, in addition, passes the information to the responsible authority so that it can take action on the matter. Come on, making immediate payments and writing “cocaine” as a concept is not a good idea.
Nor write names like “Syria” or “Al Qaeda”, although it may seem that humor is being invented within a banking app, the result may not be what is expected. The best thing is to send a payment with a logical and explanatory concept, in this way you avoid entering the Bizum blacklist when making a payment. online payment.
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