Suara.com – As stated in the Coordinating Minister for Economic Affairs Number 3 of 2023 concerning Guidelines for Implementing Agricultural Machinery Equipment (Alsintan) Business Loans, the government provides Alsintan Business Credit (Krutan) schemes with low interest, namely 3%, which is intended for farmers and agricultural business actors to buy farming equipment .
“Farmers may take agricultural business loans, as long as they are used to buy agricultural machinery packages, don’t hesitate. As long as the interest is low, 3%,” said Minister of Agriculture Syahrul Yasin Limpo (SYL), Jakarta, Wednesday (8/3/2023).
He encouraged farmer groups not to hesitate in accessing Krutan for farming capital. One of them is to have their own alsintan according to the needs of Poktan.
According to SYL, the Krutan fund supports government policies in increasing agricultural mechanization to help increase food production, which can be used for farmer groups such as to buy agricultural machinery, from pre-harvest to post-harvest.
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“Alsintan government assistance is indeed limited. But if there are farmer groups who want to have their own alsintan, please apply for credit to the bank,” he said.
The Director General of Agricultural Infrastructure and Facilities (PSP) of the Ministry of Agriculture, Ali Jamil said, at the Directorate General of PSP, there is a Directorate of Financing which is an extension of the Ministry of Agriculture in helping facilitate farmers to access banking in utilizing business credit funds.
He hopes that this Permenko on Krutan can be implemented properly by implementing banks, so that farmers and other agricultural business actors can make good use of all the facilities that exist in this credit.
“The 3% interest is very small. Our farmers must take advantage of this, so that both upstream and downstream can take advantage of the credit relaxation policy in the agricultural sector,” he hoped.
Ali Jamil added, the regulation regarding low credit interest had indeed been eagerly awaited by farmers, so that in the future, farmers would no longer rely on assistance from the government, which was indeed very limited in amount.
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“Moreover, this machine tool can indeed speed up our agricultural processes, in tillage, reduce production losses and be efficient in the midst of a decline in our aging agricultural workforce. This is certainly a breakthrough in making our agriculture more advanced and modern,” he added.
Meanwhile, the Director of Agricultural Financing at the Directorate General of Agricultural Infrastructure and Facilities of the Ministry of Agriculture, Indah Megahwati emphasized that her party was ready to follow up on the issuance of the Coordinating Minister for Economic Affairs Number 3 of 2023 concerning Guidelines for Implementing Alsintan Business Loans.
He explained, in this regulation, many facilities were provided to farmers and agricultural business actors. These various facilities, including the interest rate on the loan for the alsintan financed or the margin for the alsintan credit of 3% effective per year, or adjusted for the interest rate/margin/annuity received.
“Hopefully, the acceleration of agricultural production can also be supported by funds other than the State Budget, by utilizing these credit funds the farming process can continue, the use of agricultural technology and production results will also increase,” said Indah.
