Bizum goes for all the platform of paid Móviles has just announced an alliance with the company Discover, specialized in means of payment, to be able to bring Bizum to physical stores as another payment method. Yes, the future that Bizum wants is that you can pay at any business using this payment method.
This approach by Bizum wants to put cards like Mastercard or Visa in check, causing his reign to falter at any moment. And, is that, the plan they have in mind does not have any type of fissure: Bizum will be used in businesses as a method of pay further.
Although it seems something simple to do, the reality is that it is not. In fact, there are a series of issues that Bizum will have to resolve in order to get users to start using this Spanish payment platform when carrying out transactions in different businesses.
It will be Discover that is in charge of offering the payment platform the necessary means to carry out the plan of reaching businesses as if it were just another card. And, it is that, Bizum can already be used in different businesses, but only online, so this new assault is directly intended for cards.
Bizum wants you to make payments in physical stores
To get these payments in stores QR codes will be used. It is quite strange at the level of approach, but it is much simpler than it seems. The store will show a QR and users will have to scan it with their bank application so that the payment is registered in the store.
Come on, at the end of the day, what is sought is to generate a feeling of complete comfort for users when making payments. It might be something that takes some getting used to due to the fact that, in the end, pulling out your card to pay is something that has been done for a long time.
But now you no longer need to have a physical card to make a payment, many people have started to pay with their mobile phones. This may have been taken into account at Bizum, and there should be no difference between making a mobile payment with a registered card and scanning a QR code to make the payment.