After taking out a subscription or insurance, we often do not check later whether it is still the best option. You should, because you may end up paying much more than you need to.
Subscriptions more expensive
“That goes both ways. You have insurance that you consider necessary, on which you can save. For example, a travel insurance policy can be double or have extra coverage that you will never use,” says director Hans de Kok of Pricewise.
The same is true with subscriptions. “People often don’t realize with their internet or telephone subscription that they will pay much more year after year. And if you take out many entertainment subscriptions, such as Netflix, the sum can be expensive.” This is also the case with things like your virus scanner or paid internet storage, according to De Kok.
If you take your time and sit down for it, you can save a lot. Pricewise looked at an average family of two parents and two children. “We looked at the most expensive and cheapest options for the most common fixed costs: that saved almost 100 euros per month.”
Automation
On an annual basis, this can save you more than 1000 euros. Yet many people ignore these ‘dormant fixed costs’. “Insurance is often boring and complex, people don’t feel like diving into it. And over-insurance goes dormant, for example, if you choose insurance for an airline ticket while your own insurance already covers it. It’s automatic.”
Attract customers
The Consumers’ Association also recommends that you review not only your health insurance but also your other insurance policies annually. “Perhaps your car is insured for too expensive or you have once taken out legal assistance insurance that is no longer appropriate, for example because children have left the house, or your pet is no longer there, because you are retired or something else,” explains spokesperson Joyce. Donate out.
But even without changes in your environment, it’s good to check it once in a while. “For example, there are new premiums and customers are lured with offers.”
