Suara.com – The regional development bank (BPD) Bank DKI is currently making preparations to face various challenges in 2023. One of the efforts being made is to increase cooperation with other Jakarta Regional Owned Enterprises (BUMD).
Bank DKI Corporate Secretary, Arie Rinaldi said that one of the collaborations carried out was such as opening an account and paying salaries for new employees of the Drinking Water Company or PAM Jaya, as well as PAM water bill payment services.
“Preparing for challenges in 2023, Bank DKI will continue to innovate and optimize synergy and collaboration with BUMD and DKI Jakarta Provincial Government and other parties,” Arie told reporters, Sunday (29/1/2023).
Another form of cooperation is creating a digital banking ecosystem such as non-cash transaction services in MSME trading and traditional markets. He said this had become a routine program for Bank DKI.
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“Through the spirit of transformation towards a digital ecosystem, Bank DKI is always committed to presenting product innovations and digital banking services that make it easier for customers, work partners and stakeholders,” he said.
Also at the beginning of this year, Bank DKI bought up 11 award categories. Some of them are BPD with the Best Corporate Reputation in 2023, The Most Reputable Region Bank In Innovation, The Most Reputable Region Bank in Good Management & Leadership, The Most Reputable Region Bank in CSR, The Most Reputable Region Bank to Implement Green Banking.
As of the third quarter of 2022, Bank DKI recorded a net profit growth of 28.83 percent (YoY), from Rp 564 billion in September 2021 to Rp 726 billion in September 2022.
In addition, Bank DKI also recorded credit growth of 26.82 percent (YoY), from the previous IDR 36.9 trillion in September 2021 to IDR 46.7 trillion in September 2022.
This credit growth was followed by an improvement in asset quality as marked by a decrease in the gross non-performing loan (NPL) ratio from 2.93 percent in September 2021 to 1.81 percent in September 2022 with a loan at risk (LAR) of 13.68 percent. which was previously 17.32 percent in the same period last year.
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