Loans, the climate of confidence resumes after the pandemic shock: the data
In 2022 it resumes double consumer credit figure with an overall increase in requests of +18.9% compared to 2021, thus recovering the climate of trust after the pandemic shock of the last two years, according to Eurisc numbers, the Credit Information System managed by Crif. Going into the details of the credit application, in 2022 there was one 22.9% growth for requests for personal financinghe was born in +16.7% for special purpose loans when buying goods and services.
For the third consecutive year, the average amount of loans requested shows a decrease of 3.9% and a value of 8,106 euros (compared to 8,434 euros in 2021 and 8,895 euros in 2020). The dynamics of the thinning of therequired amount involves both personal loans with a value of 12,223 euros (-1.4% compared to 2021) both finalized loans that stop at 5,717 euros (-8,5% vs 2021).
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Loans, more than one out of two Italians requests amounts under 5,000 euros
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