It is always convenient to invest in a good car insurance, in the event of an accident, substantial compensation could come.
Owning a vehicle must include compliance with certain rules desired by the Traffic Laws, a manual of mandatory rules in reference to traffic. Anyone who uses a car – in general any means of transport – must also understand the knowledge of these rules of conductto avoid becoming a danger to himself and to others.
In particular, the Highway Code makes a distinction between the various types of road: motorway, urban, public and private road and so on – therefore a good car insurance should protect the vehicle from any legal quibble. In fact, once upon a time the doubt persisted according to which an accident occurred on a private road could not be compensated by the insurance. To date, too private roads are included in the possibility of compensationprovided they are accessible to the public and to vehicles.
Car insurance (Pexels)
Then they exist particularly important rules, obviously among the best known is the ban on driving after taking drugs, alcohol and drugs; as well as the various speed limits, the safety distance, compliance with the various road signs, the direction followed by the vehicles and finally the various obligations such as the possession of documents and various emergency and danger tools.
In short, the Highway Code is fundamental for the maintenance of security and public order: it must inevitably be taken into consideration when choosing a specific car insurance. Let’s explore the topic together.
Car insurance: when is it possible to claim compensation?
Let’s go back to the example of the accident that took place at one private road. First of all, as with any event that can be analyzed by justice, it is necessary to examine the dynamics of the facts before proceeding with a possible sentence. Assuming the road was still accessible to the public and vehicles in this case the insurance company will have a duty to pay damages.
Car insurance (Pexels)
However, it should not be forgotten that even if the insurance does not protect the vehicle, it is in any case by law the perpetrator of the accident has the duty to compensate the injured party for damages. This obviously on the basis of the decision of a judge, following the analysis of the facts.
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