Adjust the number of kilometers per year
The fact that you drive less during corona time can give you a discount on your insurance premium. A large majority of insurers (almost 70 percent) include the annual mileage in the calculation of the premium. For example, if you have indicated that you drive 20,000 kilometers per year and you cannot get there at all, please let us know (this is often possible online).
pay attention: this does not affect the premium for all insurers.
Note 2: After corona time, do not forget to inform us that you have started driving again.
Go to a lower coverage of your car insurance
With some insurers you can adjust the cover in the meantime, for example from Allrisk to WA + or from WA + to WA. Now that you drive a lot less, that can provide a nice saving on your insurance premium.
In any case, it is a good idea to use the corona time for an insurance check. Perhaps you pay far too much premium and there are insurers that you can go to cheaper. You can compare your car insurance on comparison sites such as Pricewise.nl.
If you stand still for a long time, you can suspend your license plate
Have you never used your car for months? Then you can consider suspending your registration number via the RDW. That costs money (about 75 euros for a car up to 15 years old, around 25 euros for an older car), but can I be worth the trouble in exceptional cases. If you have suspended your license plate, you no longer have to pay road tax and insurance premium. If necessary, you can have your hull insurance policy continued, so that the car is covered in the event of burglary, fire, etc.
pay attention: you are not allowed to drive with a suspended car. He may not even be on the public road.